Logo - Best Online Platform for Mutual Fund Investment
English Hindi
Chat with
English Hindi
Home » Our Products » Peer To Peer Lending » Fairassets Technologies India Pvt Ltd

Fairassets Technologies India Pvt Ltd

Faircent is India’s first P2P lending platform to receive a Certificate of Registration as an NBFC-P2P from RBI, Funded by J M Financial, Aarin Capital, 3one4, Capital M & S Partners Pte. Ltd., Brand Capital, Incofin and more. They provide a virtual marketplace where borrowers and lenders can interact directly, without having to go through the traditional financial intermediaries like banks. Product provider will act like intermediary where companies main work is to find quality borrower with the help of their strong due diligence e.g Profile Verification, Risk Assessment, Physical Verification, Legal Documentation, Loan Monitoring and Collections.

Investment Horizon
Up to 3 Years
Rate of Interest (Indicative)
Upto 12-30%
Interest Payout Option
Monthly Payout or Re-investment option
Minimum Investment
Rs 5,000
Maximum Investment
Rs 50,00,000 Per PAN card*
Redemption Settlement Period
Refund will be in the form of EMI and it will be paid every month in Escrow account


Rs.500/- Registration Charge & 1% Processing Fee (will be deducted from Principal amount on every EMI).


Investors who are looking for good returns through regular income in a short duration.


Interest income will be added to the total income and will be taxed as per the client’s tax slab.Interest income will be added to the total income and will be taxed as per the client’s tax slab.

Investment Process:

1. Send documents & details for registration like Pan Card, Address Proof and Cheque along with Nominee Name & Contact Details.

2. will register the lender on the faircent platform after receiving the details.

3. Faircent has opened a Lenders Escrow account under the trusteeship of IDBI Bank. Lenders need to transfer the amount they wish to invest through Faircent into their Escrow account. The first recharge should be for a minimum amount of Rs. 5000/- and all subsequent recharges should be for a minimum amount of Rs. 500/-.

4. Once the loan transaction with the borrower is complete, Faircent will transfer the amount from the Lender’s Escrow account directly to the borrower’s bank account.

Modes of Payment:

  • a. NEFT/RTGS
  • b. Net banking/Debit Card
  • c. UPI
  • d. PayTM Wallet
  • e. Cheque

Top Performing Schemes