By Nivesh Gyan 3 AprilCategory: Better Than FDs
What are Ultra Short-Term Funds? Ultra Short-Term Funds are the debt funds that invest in fixed income instruments that are mostly liquid and have short-term maturities. How do Ultra Short-Term Funds work? These funds primarily invest in instruments like commercial paper, treasury bills, certificate of deposit and corporate paper with average maturity of more than […]
By Nivesh Gyan 27 MarchCategory: Liquid Funds
What are Liquid Funds? In line with its name, a liquid fund is a debt market mutual fund scheme that ensures money is available in case of any contingency. How do Liquid Funds work? Liquid funds invest in debt and money market instruments with a maturity of up to 91 days only. Since these funds […]
By Nivesh Gyan 18 JanuaryCategory: Retirement Planning
Future cannot be predicted but it can be planned! The very thought of retirement could be scary if the finances have not been planned right. Is it possible to plan finances for the future when there would be no income but the same or even more expenses?
By Nivesh Gyan 27 DecemberCategory: Build Wealth
Suitable for lump-sum investments as replacement of longer term Fixed Deposits (one year and more). In current environment, it is difficult for investors to select the right avenue for investment, particularly lump-sum investments. On one side, interest rates on fixed deposits are at all-time low, and stock markets are making new highs on the other.