By Nivesh Gyan 9 JulyCategory: Build Wealth
Dynamic Equity Funds are the ones that allocate less to equities when market valuations seem expensive and increase allocation to equities when market valuations look cheap. How do Dynamic Equity Funds work? These funds have a mix of debt and equity in their portfolio. The equity component in such funds varies from 30% to 70-80%, […]
By Nivesh Gyan 4 JulyCategory: Save Tax
Saved money saves you at the time of crisis! Isn’t this a great ground to save as much tax as you can? While there are numerous ways you can save your tax including the traditional instruments like Public Provident Fund (PPF) and National Savings Certificate (NSC), it is the investment in Equity-Linked Savings Schemes […]
By Nivesh Gyan 20 JuneCategory: Build Wealth
While mutual funds remain the best saving instrument, insurance ensures financial security at the time of crisis. When mutual funds come with the added insurance cover, it sounds like an icing on the cake. Let’s get into the details of mutual funds with insurance benefits and find out if it’s a wise choice or not!
By Nivesh Gyan 15 MayCategory: Better Than FDs
What are Arbitrage Funds? Arbitrage Fund is a type of equity mutual fund that capitalizes on the mispricing between the cash/spot market and derivatives/futures market. In simple words, it refers to taking advantage of the difference in pricing in two markets at the same time. How does Arbitrage Fund work? This fund works on the […]
By Nivesh Gyan 9 FebruaryCategory: Build Wealth
You dream of a secured financial future but cannot commit a large sum of money, SIP or Systematic Investment Plan is an answer. As the name suggests, Systematic Investment Plan is a smart and planned investment approach wherein you invest a small pre-fixed amount at regular intervals into specific mutual fund/funds. What should you […]
By Nivesh Gyan 18 JanuaryCategory: Retirement Planning
Future cannot be predicted but it can be planned! The very thought of retirement could be scary if the finances have not been planned right. Is it possible to plan finances for the future when there would be no income but the same or even more expenses?
By Nivesh Gyan 27 DecemberCategory: Build Wealth
Suitable for lump-sum investments as replacement of longer term Fixed Deposits (one year and more). In current environment, it is difficult for investors to select the right avenue for investment, particularly lump-sum investments. On one side, interest rates on fixed deposits are at all-time low, and stock markets are making new highs on the other.
By Nivesh Gyan 17 DecemberCategory: Build Wealth
Looking to invest large amount at one-go in equity mutual funds? Experts advise to avoid large investment as lump-sum in the equity mutual funds. So, what’s the option? For the ones with funds to invest a big amount in mutual funds for long term and the will to strike a good balance between risk and […]